What Every Employee Should Know About Work Injury Compensation

Workplace accidents are too common. In fact, according to the Bureau of Labor Statistics, there were 104.0 cases in every 10,000 full-time employees in 2015. Workplace accidents put everyone at a disadvantage. The employee has to leave work and risk not getting paid, and the company will have slower productivity and shell out money for the employee’s medical expenses.

The most common workplace injuries are machine entanglement, vehicular accidents, falling object injuries, and overexertion. To protect every employee’s right, employers are bound to compensate them for any work-related injury. To understand more about work injury compensation, here are more details:

Reporting Illnesses due to Work

You should not just report any injury that might be caused by a faulty equipment in the office, but you should also report Illnesses which started at or caused by the workplace. The cause can be the bad food served at the pantry or a dirty and neglected office. No matter what it is, the HR department must resolve the case immediately. Otherwise, you can sue your own employer.

Provide All Details to Your Doctor

Your medical record should include a history of all work-related injuries or illnesses you’ve gotten, if there are any. You can use it as a piece of evidence when asking for work injury compensation. Moreover, separovic injury lawyers always look for approval from the doctor before they assist you with your case.

Drug Tests are Included Before You Get a Compensation

Drug tests prevent opportunists from getting money not due to them. Some get high at work, injure themselves accidentally, and blame the company. If this is the case, the company has the right to withhold work injury compensation.

Verify Employer’s Insurance

Worker’s compensation insurance is necessary once the employer already has four or more employees. You can ask the HR or your employer about the details of the insurance. If they can’t present you with a worker’s compensation insurance, then you should request for one. Do this specially when you have a high-risk job.

Compensation Can Be Immediate

The main function of work injury compensation is to give workers the chance to get the funds they need right after the accident. Of course, the amount of money you receive will depend on the severity of your injury. The civil litigation standardizes the worker’s compensation amounts. Loss of limbs, disfigurement, and disability weigh heavily on the claim.

Avoiding Lawsuit

When there’s an accident at a workplace, the worker’s only option in the past was to sue the employer. However, it’s costly for both parties. Trials would take time, too. Sometimes, work injury cases lasted for months and years. Thus, work injury compensation is an option both beneficial to the employee and the employer.

Conclusion

As an employee, you have the right to get what is due to you. In the case of workplace injury, you can ask for compensation from the employer. For you to get it, you should report accidental injuries  immediately.